Recent News and Articles on the Keywords: online mortgage + mortgages online + mortgage  Related to the article below (Last Update: 8/4/2008)

Northern Rock?s first half loss to reach ?500m Financial Times, UK - It is understood that much of the losses - first reported online by the BBC - are due to rising bad debts in its UK mortgage book. Northern Rock said in May ...PINK:NHRKF New York Mortgage Trust Reports Second Quarter 2008 Results PR Newswire (press release), NY - The online archive of the webcast will be available for approximately 90 days. Second quarter 2008 financial and operating data can be viewed on Form 10- Q, ...NYMT Putting public salaries online is a good idea Chicago Sun-Times, United States - As it gets tougher for you to buy milk, meet the mortgage and fuel up -- never mind any extras -- it's all the more fair and right that you know where that ... NEW! Seamless Integration Between MortgageDashboard(TM) and Office ... IT News Online, India - When it comes to being successful in this market, mortgage originators have to be constantly evolving with products that allow for saving time and money ... The Mortgage Alliance annouces winner of England tickets Introducer Today, UK - The Mortgage Alliance (TMA) has announced the winner of its inaugural online general insurance (GI) survey draw, held in conjunction with Cardif Pinnacle. ... Scotsman Guide Honored by ASBPE and Apex, Celebrates Loan Post ... PR Web (press release), WA - The publication received a gold for "Best Original Web Database" for its online wholesale and commercial mortgage lender search engines; a silver for "Best ... Boston Globe AllRegs Academy's Loss Mitigation Class Features Guest Speakers ... MarketWatch - Aug 1, 2008 AllRegs Academy, the education division for AllRegs, the mortgage lending industry's leading online publisher, is offering a Loss Mitigation that starts on ... Meet Fannie Mae, Freddie Mac in the recovery room NewsOK.com (subscription) all 407 news articles »  FNM - FRE Nationwide Mortgage Services Introduces Virtual Loan Department Mortgageorb, CT - Nationwide Mortgage Services has introduced streaming audio and video to simplify the process for the consumer. All mortgage services are available online ... Brokers forecast downturn in mortgage volumes Introducer Today, UK - According to mortgage brokers polled by the Intermediary Mortgage Lenders Association (IMLA), the volume of mortgages will decline by six per cent over the ... Debate over real estate goes online Seattle Post Intelligencer - Aug 3, 2008 ... would prefer the online discussion to focus on "useful topics" such as marketing strategies and potential legal pitfalls. But Rhonda Porter, a mortgage ...

Online mortgages

It comes as no surprise that with the expansion of business sites on the Internet, that mortgage lending companies would join in the new medium. There's a wealth of information about mortgages on the World Wide Web. You'll find advice on how to shop for a mortgage loan, calculators to tell you how much house you can afford and what the payments will be, plus the latest mortgage interest rates nationwide at the bankrate.com daily update of mortgage rates.

The Internet is a good place to search for mortgage brokers or lenders and make phone calls to check out their loan programs. Also, many banks and credit unions now have web sites with information, and even applications, on their mortgage programs.

OK, the World Wide Web is good for research, but should you be applying for a mortgage online? You can always do some preliminary work online. Then, if you like the results, here are some possibilities:

Email the lender requesting more information, and ask the mortgage specialist to follow up with a phone call to you.
• Download the mortgage application, print it, then send it in the mail or deliver it in person.
• Security is a major concern. Don't believe a mortgage company's site just because it says it's secure. First, there should be an explanation of the site's security and privacy policies. Then, you can check to see if the site has encryption by looking for the symbol on your browser. For Netscape Navigator, the symbol is a key. If the key is broken, then the site is not secure. For Microsoft Internet Explorer, the encryption symbol is a padlock. If the padlock is open, it's not secure. Also, be careful what information you send in email. While the loan application form may be encrypted, the email section may not.

Tip: The web is good for preliminary mortgage loan shopping, but don't make the final commitment online. You need to talk with the lender or broker so all your questions are answered, and you are aware of all of the conditions of the loan. Buying a home is a personal choice and a major financial commitment. It pays to have personal contact with your lender and establish a relationship of confidence and trust.

Some other web sites with good mortgage information:
• Mortgage Bankers Association of America
• National Association of Mortgage Brokers
• General Services Administration's Consumer Information Center
• Fannie Mae
• Dept. of Housing (HUD)
• Veterans Administration (VA)