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Recent News and Articles on the Keywords: discount cards + discount + card  Related to the article below (Last Update: 8/4/2008)

FedEx offers discount to help teachers
Indianapolis Star, United States -
After registering, a National Educator Discount card will be mailed in seven to 10 business days. The card can be used immediately in FedEx Office centers ...
Office Depot Announces Availability of Passport and ID Photo ... MarketWatch
all 9 news articles »  ODP
Company to launch new discount gas card
South Florida Caribbean News, FL -
MIAMI ? After months of development, US-based company Gas Master Discount, Inc. will formally unveil to the public the Gas Master Prepaid Gas Cards at the ...
getpharmacydiscounts.com Created to Assist Familes with Rising ...
Emediawire (press release), WA -
This program has no fees, and cards can be printed immediately at getpharmacydiscounts.com. The discount card is accepted at over 58000 pharmacies ...
Harris County may join drug discount card program
Houston Chronicle, United States - Jul 31, 2008
Seventy-five Texas counties already offer their residents the free discount cards, which can save participants about 20 percent off the retail prices of ...
Study shows lower credit card use in hard times
Bizjournals.com, NC -
46 percent say they now shop more at discount superstores. The study, "Credit Card Issuer Profitability in a Difficult Economy," tabulated results from 1500 ...

The Republican - MassLive.com
Cheap - sometimes free - gas is a hot promotional item as retail ...
The Republican - MassLive.com, MA -
Stop & Shop is giving a 10-cents-a-gallon discount at its stations for every $50 a customer spends on groceries using the Stop & Shop discount card, ...
Town Offers Free Prescription Discount Card
TheDenverChannel.com, CO - Aug 2, 2008
DENVER -- A Western Colorado town is offering its residents a free discount card to help combat the rising cost of prescription drugs. ...

Malaysia Star
Tan is bookstore?s one millionth card member
Malaysia Star, Malaysia -
Popular Card is a loyalty programme is the only card in the book retailing industry which offers its members an instant 10% discount on all purchases.
New discount range for Supergold cards
Timaru Herald,  New Zealand - Aug 3, 2008
Holders of the Supergold Card will be out in force this week with the arrival of their new updated discount directories, with attractions ranging from half ...
More than 46000 sign up for state discount drug card
Bizjournals.com, NC - Aug 1, 2008
More than 46000 Floridians have signed up for the Florida Discount Drug Card since its launch last December. So far, the 46823 Floridians enrolled have ...
Source: Google News

Conjoint Measurement for Quantifying Judgmental Data -
PE Green, VR Rao - Journal of Marketing Research, 1971 - JSTOR
... researcher is interested in finding com- ponent utilities (or part-worths) that
housewives at- tribute to various characteristics of discount cards, eg, size ...

Building customer relationships: do discount cards work? -
A McIlroy, S Barnett - Managing Service Quality, 2000 - emeraldinsight.com
... Please select from the following options: View HTML | View PDF (114 KB), Title:
Building customer relationships: do discount cards work? ...

[PDF] The Causal Effect of Education on Earnings -
D Card - Handbook of Labor Economics, 1999 - emlab.berkeley.edu
... 20s] 3 An analytically tractable version of Becker's model is developed in Card
(1995a ... which is appropriate if individuals discount future earnings at a rate r ...
-

Theory of Credit Card Networks: A Survey of the Literature -
S CHAKRAVORTI - Review of Network Economics, 2003 - papers.ssrn.com
... attract customers. Under these circumstances, merchants are willing to pay
higher merchant discount fees to accept cards. Their model ...

Savings from drug discount cards: relief for Medicare beneficiaries -
J Cubanski, RG Frank, AM Epstein - Health Affairs, 2004 - Health Affairs
... 4 Discount cards may offer consumers lower drug prices by reducing pharmacy dispensing
fees, using less costly outlets such as the Internet and mail order, and ...

[CITATION] Ohio's Provident brings its discount card to Fla
J Quittner - American Banker, 1997

Estimating Individual Discount Rates in Denmark: A Field Experiment -
GW Harrison, MI Lau, MB Williams - American Economic Review, 2002 - atypon-link.com
... help us identify the market circumstances within which the discount rate responses ...
the subject had various accounts (eg, checking account, credit card, line of ...

Estimating the Return to Schooling: Progress on Some Persistent Econometric Problems -
D Card - Econometrica, 2001 - Blackwell Synergy
... DAVID CARD 1128 ... assume that individuals discount future utility flows at a subjective
discount rate , and make a once-for-all decision on when to leave school. ...

Privacy and trust issues with invisible computers -
S Lahlou, M Langheinrich, C R?cker - Communications of the ACM, 2005 - portal.acm.org
... 6. Vogel, J. When cards come collecting?How Safeway's new discount cards can be
used against you. Seattle Weekly (Sept. 24?30, 1998). back to top Authors. ...

[PDF] The new Medicare prescription-drug benefit?a pure power play -
JK Iglehart - N Engl J Med, 2004 - ihc.com
... The actual savings will depend on how successful the issuers of drug-discount cards ?
pharmacy-benefit managers, health insurers, chain drug stores, and ...
-

Source: Google Scholar
 
 

Be wary with medical discount cards

The recent options in medical insurance aren't as complicated as the medical care and science they pay for, but it can seem that way as you try to decipher and unravel the intricacies of HSAs, HRAs and FSAs.

Article continues below and (thank you)
 

A new entry in the health pay arena is the "discount medical card" that some people mistakenly think is a form of health insurance. These cards are not, even though some companies create that impression when they market and sell them. They are just what the name implies: discount cards, such as the ones you use to get discounts at restaurants and hotels.

If you've ever used a discount card that gives you 10 percent or 20 percent off a car rental, hotel room or meal, you understand the basic principle behind a discount medical card. If you've ever presented a card to a hotel, restaurant or car rental agency and been told that they do not accept that card, or that "your discount" will be less, or that it does not apply in "your particular case," you also understand the basic problem with discount medical cards.

According to the Coalition Against Insurance Fraud, many of the cards are "deceptive or fraudulent," and in order "to lure unwary customers," some card companies use advertising that "can make it seem like they're selling real insurance." Since they are not insurance companies, state agencies that oversee insurance companies have neither the power nor the authority to regulate them.

If you do not have any health insurance at all, a discount medical card can help. But before you buy one, make sure you know what you are getting and what it will cost you. You also need to ask for a list of providers in your area that accept the card. Then call the providers you are most likely to use and ask if they accept those cards and what sort of discount you can expect.

Just remember that you will be paying for medical service yourself. All you are getting -- you hope -- is a slightly lower bill.
 

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